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USSD Codes for banks in Nigeria

Below are the USSD codes for banks in Nigeria. These USSD codes are used for telephone/mobile banking.
Bank USSD Code Transfer
Zenith Bank icon Zenith Bank *966# *966*2*amount*account_number#
Guaranty Trust Bank icon Guaranty Trust Bank *737# *737*1*amount*account_number#
United Bank for Africa icon United Bank for Africa *919# *919*3*amount*account_number#
Standard Chartered Bank Nigeria icon Standard Chartered Bank Nigeria *977# *977*1*amount*account_number#
Access Bank icon Access Bank *901# *901*1*amount*account_number#
First Bank of Nigeria icon First Bank of Nigeria *894# *894*1*amount*account_number#
Fidelity Bank icon Fidelity Bank *770# *770*1*amount*account_number#
Sterling Bank icon Sterling Bank *822# *822*5*amount*account_number#
Wema Bank icon Wema Bank *945# *945*1*amount*account_number#
Ecobank Nigeria icon Ecobank Nigeria *326# *326*1*amount*account_number#
First City Monument Bank icon First City Monument Bank *329# *329*1*amount*account_number#
Union Bank of Nigeria icon Union Bank of Nigeria *826# *826*1*amount*account_number#
Unity Bank icon Unity Bank *7799# *7799*1*amount*account_number#
Jaiz Bank icon Jaiz Bank *389*301# *389*301*1*amount*account_number#
Polaris Bank icon Polaris Bank *833# *833*1*amount*account_number#
Heritage Banking Company icon Heritage Banking Company *745# *745*1*amount*account_number#
Lotus Bank icon Lotus Bank *5047# *5047*1*amount*account_number#

USSD Banking: Your Guide to Seamless Mobile Transactions in Nigeria

USSD banking allows you to perform financial transactions directly from your mobile phone, even without an internet connection. It's fast, simple, and secure—perfect for managing your money on the go.

A USSD (Unstructured Supplementary Service Data) code is a protocol used by mobile networks to communicate directly with a user's phone via short codes. It provides instant, session-based communication, often used for services like balance checks, mobile money transactions, and subscriptions.

How USSD Banking Works:

  • Dial a Code: Each bank has a unique USSD code, like *737# for GTBank or *894# for FirstBank.
  • Select a Service: Follow the prompts to perform tasks such as transfers, bill payments, airtime top-ups, or balance inquiries.
  • Secure Transactions: You'll often need a PIN or OTP to complete transactions, ensuring your account stays safe.

How to Register for USSD Banking:

  • Dial your bank’s USSD code (e.g., *000#)
  • Follow the prompts to link your account.
  • Set up a PIN for secure transactions.

Frequently asked question?

A USSD (Unstructured Supplementary Service Data) code is a short numeric code (like *737# or *894#) that allows users to access banking services through any mobile phone without requiring internet access. It's widely used for quick and secure transactions, such as money transfers, airtime purchases, and bill payments.

You need a USSD code because it provides quick and easy access to various mobile services without requiring an internet connection. It allows you to perform tasks such as checking your account balance, transferring funds, or subscribing to services in real time. USSD codes are often more convenient than apps, especially in areas with poor connectivity, as they operate over the mobile network. This immediacy and accessibility make USSD codes essential for managing mobile services efficiently.

Disclaimer

The tools provided on this website are for informational purposes only. While we strive for accuracy, we cannot guarantee the correctness of the data. Always verify SWIFT codes with your bank, especially for important or time-sensitive transactions.

$1 = ₦1653