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USSD Codes for banks in Kenya

Below are the USSD codes for banks in Kenya. These USSD codes are used for telephone/mobile banking.
Bank USSD Code Transfer
KCB Bank Kenya Limited icon KCB Bank Kenya Limited *522# *522*2*1*account_number*amount#
Equity Bank Kenya Limited icon Equity Bank Kenya Limited *247# *247*2*account_number*amount#
Absa Bank Kenya PLC icon Absa Bank Kenya PLC *224# *224*2*account_number*amount#
Co-operative Bank of Kenya Limited icon Co-operative Bank of Kenya Limited *667# *667*2*account_number*amount#
Stanbic Bank Kenya Limited icon Stanbic Bank Kenya Limited *208# *208*2*account_number*amount#
Diamond Trust Bank Kenya Limited icon Diamond Trust Bank Kenya Limited *382# *382*2*account_number*amount#
Standard Chartered Bank Kenya Limited icon Standard Chartered Bank Kenya Limited *977# *977*2*account_number*amount#
I&M Bank Limited icon I&M Bank Limited *458# *458*2*account_number*amount#
NCBA Bank Kenya PLC icon NCBA Bank Kenya PLC *412# *412*2*account_number*amount#
Family Bank Limited icon Family Bank Limited *325# *325*2*account_number*amount#

USSD Banking: Your Guide to Seamless Mobile Transactions in Kenya

USSD banking allows you to perform financial transactions directly from your mobile phone, even without an internet connection. It's fast, simple, and secure—perfect for managing your money on the go.

A USSD (Unstructured Supplementary Service Data) code is a protocol used by mobile networks to communicate directly with a user's phone via short codes. It provides instant, session-based communication, often used for services like balance checks, mobile money transactions, and subscriptions.

How USSD Banking Works:

  • Dial a Code: Each bank has a unique USSD code, like *737# for GTBank or *894# for FirstBank.
  • Select a Service: Follow the prompts to perform tasks such as transfers, bill payments, airtime top-ups, or balance inquiries.
  • Secure Transactions: You'll often need a PIN or OTP to complete transactions, ensuring your account stays safe.

How to Register for USSD Banking:

  • Dial your bank’s USSD code (e.g., *000#)
  • Follow the prompts to link your account.
  • Set up a PIN for secure transactions.

Frequently asked question?

A USSD (Unstructured Supplementary Service Data) code is a short numeric code (like *737# or *894#) that allows users to access banking services through any mobile phone without requiring internet access. It's widely used for quick and secure transactions, such as money transfers, airtime purchases, and bill payments.

You need a USSD code because it provides quick and easy access to various mobile services without requiring an internet connection. It allows you to perform tasks such as checking your account balance, transferring funds, or subscribing to services in real time. USSD codes are often more convenient than apps, especially in areas with poor connectivity, as they operate over the mobile network. This immediacy and accessibility make USSD codes essential for managing mobile services efficiently.

Disclaimer

The tools provided on this website are for informational purposes only. While we strive for accuracy, we cannot guarantee the correctness of the data. Always verify SWIFT codes with your bank, especially for important or time-sensitive transactions.

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$1 = ₦1745